Steps to get Setup & Taking Credit Cards

If you are ready to start processing your credit card transactions more efficiently and for less money, it is time to let us help you.  Getting started with America Merchant is a simple process that is well worth the little amount of time it takes.

We will also ask whether you are an established business or a new business because this can make a difference when it comes to your rates.  Similarly, we will need to know if you conduct your business activities online, offline, or both.  Finally, we need to know if you are simply shopping around for rates or if you are ready to open an account. Please note rates are determined by risk level. Risk level is usually based on the likelyhood your customer may dispute a charge. If you know you will be classified as "high risk" please visit this website, to find a bank suitable to your companies industry.

We review your business information and will follow up with you by a phone call or email. After you have completed our online application form, a friendly and knowledgeable representative will get in contact with you as soon as possible.  You can expect to hear from a representative either by phone or by email and you can generally expect to hear from someone within one or two business days after submitting your form. 

Regardless of the type of business you have, we will be able to match you up to the appropriate bank to handle your account. Every business is different and every credit card processor has certain criteria they requier for approval.   In fact, we have successfully helped both domestic and offshore businesses, low risk and high risk businesses, Internet businesses, retail/terminal businesses, and wireless businesses establish accounts with credit card processors for Visa, MasterCard, Discover, and American Express.

The reason for our success with helping businesses find the perfect credit processor is simple:  we review all of your business information thoroughly before determining which processor will be best for you.  This includes looking at your processing history, the type of products or services you offer, and the typical amount of your transactions.

In order to provide you with processor that will give you the best price, we may need to ask you for some additional information after you have submitted your original application form.  If we get to this step, we may need for you to provide us with some additional information and documentation.  Therefore, it is best to have documentation such as your driver’s license available as we discuss your business and your needs. 

We will then submit your account for review by our underwriters for approval. Once we have paired you with a merchant banking solution and you have decided to sign up for an account, your information and documentation will be reviewed by bank underwriters.  At this point, additional information may be required in order to further clarify your needs and your history.

If you are ready to move forward and you are happy with the terms you are being offered, your terminal will be programmed or internet gateway will be established.  Once this is setup on your behalf, you will be able to start accepting credit cards from your customers.

Although there are standard fees associated with processing credit cards, offering this option to your customers can significantly boost your sales and help your business grow.  With our simple three step process, you can start accepting cards in no time and take satisfaction in watching your business become a success!