If you have a retail establishment and wish to be able to accept credit card payments from your customers, you will need to set up credit card processing terminals. With these processors, your customers can swipe their cards and verify the sale information in order to make the sale complete. Although there are many different brands of credit card processors, there are only three major brands that are used by the majority of retailers. These are Verifone, Hypercome, and Nurit. Within each of these brands, you will find several different models to choose from.
Verifone
One of the more popular Verifone models is the Tranz 330 system. This processor is ideal for retail establishments as well as restaurants and grocery stores because it is fast and low cost merchant processor solution. Another perk to the Tranz 330 system is the fact that you can add more options to the device as your business needs change. For example, you can accept ATM debit card payments by using the optional PIN pad. This model is also capable of supporting other POS applications that involve transferring value, such as the case with government and healthcare programs. The Tranz 330 system can also be paired with the VeriFone P250 Printer.
The VeriFone Tranz 330 system also offers a compact design as well as an easy-to-read and to use display. The numbers and letters are large and legible, which is one reason why so many businesses favor this model. In addition, the device clearly prompts the user through each step involved in a typical transaction, which reduces the likelihood of experiencing charge backs or other issues. Finally, custom keypad overlays are also available, which can be put into place in order to help you meet your specific application needs.
Hypercome
Hypercome also has several models of credit card processing terminals to select from, with the Optimum T4200 series being the most popular. The Optimum T4210 is the most basic of these models, making it a very affordable option for small business owners.
Although the Optimum T4200 is less expensive than many other merchant account processors, it still offers many of the characteristics that are commonly found with more expensive models. For example, it offers 24 MB of memory and an ARM9 processor that helps speed up transactions. Since this model is PCI PED approved, you can also perform debit transactions without needing to have an external PIN pad. This model is also capable of accepting chip card transactions if you choose to purchase the EMV-approved reader.
The Optimum T4210 has a slim design that makes it ideal for a variety of settings. The best applications for this device, however, include retail and restaurant establishments, e-commerce, small ticket sales, and check verification. Since it has such a large capacity memory, it can also easily grow as your business needs change.
Nurit
There are several different NURIT models, all of which are manufactured by Lipman. All of the models are very reliable and secure, though one of the more popular models is the NURIT 8320L. The NURIT 8320L is a great unit for processing both debit card and credit card transactions. This model is also very compact, which makes it easy to use in just about any setting. Despite its compact size and low cost of ownership, this model still provides a high level of security to your business and to your customers.
There are a number of attractive features included with the NURIT 8320L. For example, it includes a graphical back-lit LCD display that makes it easier to read. It also includes an integrated thermal printer and you can choose to have a PIN pad and a smart card reader built into the unit if you desire. In addition, it has multiple batch reporting capabilities and is very versatile and customizable to meet your business’s needs. This unit is designed to be an “all-in-one” solution to meet all of your business needs.
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